Medicare & Medicaid

MedicareInstituted in 1965 , Medicare is a federal health damages broadcast and financial security primarily intended for individuals age 65 and above as well as for jr. slew with permanent disabilities . Currently it covers some 44 million Ameri erects , 37 million elders and seven million disabled persons who are down the stairs 65 . The insurance helps pay mixed health procedures such(prenominal) as hospitalization , doctor s go , and drug prescriptions . Eligibility for the cordial programme requires individuals to be a citizen of the United States , 65 historic period old or older who is qualified for Social warrantor , has permanent physical disability even though younger than 65 and has received disability insurance payments from the Social security measures for no less than two days , undergoing dialysis for permanent kidney ill fortune or needing a kidney transplant , and has Amyotrophic Lateral Sclerosis or ALS-Lou Gehrig s affectionMedicare caters to varied types of people in fraternity playing a vital role in safeguarding the wellbeing of its beneficiaries through various health services . It is an important source of health insurance for millions of Americans who can access reliable health care . For 42 grades Medicare has dish outd its purpose in changing lives . Through the years , it has evolved to expand its insurance coverage and adopt new technologies to better serve the country . Its first impact was the reduction of mortality calculate among the elders who are vulnerable to different types of illnesses Knowing the critical inescapably of the disabled , the program extended in 1972 insurance to members of society with permanent disability irregardless of age and to those with end-stage renal disease . In 2001 , the program included persons with Lou Gehrig s disease in its coverage as well as those with kidney problemsMedicare likewise added new services from its existing hospital and medical insurance with Medicare Advantage (compensates beneficiaries enrolled in private plans ) and Drug Prescription Insurance (pays for drugs cost addicted by private drug plans .

All these changes are intentional to meet the demands of the growing population for basic and long-term gauge health care . In addition , many trading operations of Medicare both administratively and clinically have been integrated with breeding technology to avoid medical errors as well as to make the delivery of health services more economic and effective . With the new technology like the internet , patients can conveniently set appointments or consult their doctors online . The Electronic health Records contain the medical history of patients including diagnosis and prescriptions ensuring proper discourse reducing the possibility of mistreatmentMedicare faces many challenges in the future . The program is encountering financial problems due to high cost . Last year , it accounted for 14 percent of federal spending is expected to kitchen range 524 billion by 2011 . Adding to the crisis is the increasing number of elderly beneficiaries . in the midst of 2010 and 2030 , about 78 million Americans will retire , almost doubling the number of people who receive Medicare benefits . This will gain a situation that demands action (Wilensky 7 . With this scenario , it seems Medicare would lack financial support as government expenditures on health care grows...If you requirement to get a full essay, order it on our website: Orderessay

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